Data Collection and Use on Your Account
When you open an account with jarum88, we collect your name, email, phone number and banking details to process deposits via DANA, OVO, GoPay and QRIS, verify your identity and process withdrawals. We store login history and transaction records to keep your account secure and comply
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with payment regulations where local law permits. Your password is encrypted; we never store it in plain text. We use your contact details only to send account alerts, withdrawal confirmations and support replies. We do not sell your data to third parties. If you request account
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closure or data deletion, we retain transaction records for the legal period, then remove personal identifiers.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.